Sinus CT scan (with contrast) at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,100.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,085.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.27 with Humana vs $2,807.35 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $161.27 ↓ -85%
Wellcare Medicare|All Plans $161.27 ↓ -85%
BCBS - Anthem Medicare|All Plans $161.27 ↓ -85%
United Medicare|All Plans $164.50 ↓ -85%
Aetna Medicare|All Plans $166.11 ↓ -85%
Passport by Molina Medicare|All Plans $169.33 ↓ -85%
Humana Commercial|All Plans $317.98 ↓ -71%
CareSource Commercial|All Plans $322.54 ↓ -71%
Passport by Molina Medicaid|All Plans $440.54 ↓ -60%
Wellcare Medicaid|All Plans $518.28 ↓ -53%
Aetna Medicaid|Better Health $647.85 ↓ -41%
Humana Medicaid|All Plans $647.85 ↓ -41%
United Medicaid|All Plans $660.81 ↓ -40%
BCBS - Anthem Medicaid|All Plans $680.25 ↓ -38%
BCBS - Anthem Commercial|Pathway $692.00 ↓ -37%
BCBS - Anthem Commercial|HMO PPO $817.00 ↓ -26%
United Commercial|Options $1,532.00 ↑ +39%
United Commercial|Non-Options $1,532.00 ↑ +39%
Multiplan Commercial|All Plans $2,807.35 ↑ +155%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Sinus CT scan (with contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $905.78 $518.42 – $1,709.89
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $945.16 $539.79 – $2,346.89
CHI Saint Joseph Health - Saint Joseph East Lexington $786.48 $317.98 – $1,781.78
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $922.39 $317.98 – $1,410.50
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,279.21 $317.98 – $2,743.65
Adventhealth Manchester Manchester $4,689.03 $164.58 – $164.58

All Kentucky hospitals for this procedure →