Photodynmc tx 30 min add-on at CHI Saint Joseph Health - Saint Joseph London
1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429
$762.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,136.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$305.03 with Passport by Molina vs $1,943.76 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $305.03 | ↓ -60% |
| Wellcare | Medicaid|All Plans | $358.85 | ↓ -53% |
| Humana | Medicaid|All Plans | $448.56 | ↓ -41% |
| Aetna | Medicaid|Better Health | $448.56 | ↓ -41% |
| United | Medicaid|All Plans | $457.54 | ↓ -40% |
| BCBS - Anthem | Medicaid|All Plans | $470.99 | ↓ -38% |
| United | Commercial|Options | $1,302.96 | ↑ +71% |
| United | Commercial|Non-Options | $1,302.96 | ↑ +71% |
| Humana | Commercial|All Plans | $1,537.92 | ↑ +102% |
| Multiplan | Commercial|All Plans | $1,943.76 | ↑ +155% |
Visitor-reported prices
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Photodynmc tx 30 min add-on at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,049.92 | $600.92 – $1,981.98 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $798.20 | $455.86 – $1,981.98 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $866.42 | $527.18 – $1,962.87 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,086.31 | $506.68 – $1,962.87 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $924.09 | $384.20 – $1,981.98 |