New Patient Office Visit (level 4) at CHI Saint Joseph Health - Saint Joseph London
1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429
$129.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$364.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$51.98 with Passport by Molina vs $331.24 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $51.98 | ↓ -60% |
| Wellcare | Medicaid|All Plans | $61.16 | ↓ -53% |
| Aetna | Medicaid|Better Health | $76.44 | ↓ -41% |
| Humana | Medicaid|All Plans | $76.44 | ↓ -41% |
| United | Medicaid|All Plans | $77.97 | ↓ -40% |
| BCBS - Anthem | Medicaid|All Plans | $80.27 | ↓ -38% |
| BCBS - Anthem | Commercial|Pathway | $174.72 | ↑ +35% |
| BCBS - Anthem | Commercial|HMO PPO | $196.56 | ↑ +51% |
| United | Commercial|Non-Options | $254.80 | ↑ +96% |
| United | Commercial|Options | $254.80 | ↑ +96% |
| Humana | Commercial|All Plans | $262.08 | ↑ +102% |
| Multiplan | Commercial|All Plans | $331.24 | ↑ +155% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $236.69 | $135.47 – $446.81 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $159.06 | $90.84 – $394.94 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $211.29 | $128.56 – $478.66 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $247.79 | $123.56 – $478.66 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $218.51 | $90.85 – $468.65 |
| Adventhealth Manchester | Manchester | $627.47 | not published |