In situ hybridization per specimen initial single probe stain at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$62.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$176.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$57.08 with BCBS - Anthem vs $379.17 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|HMO PPO $57.08 ↓ -9%
BCBS - Anthem Commercial|Pathway $57.08 ↓ -9%
Aetna Medicaid|Better Health $64.41 ↑ +3%
Passport by Molina Medicaid|All Plans $64.41 ↑ +3%
Humana Medicaid|All Plans $64.41 ↑ +3%
Wellcare Medicaid|All Plans $65.70 ↑ +5%
United Medicaid|All Plans $65.70 ↑ +5%
BCBS - Anthem Medicaid|All Plans $67.63 ↑ +8%
Wellcare Medicare|All Plans $155.24 ↑ +147%
Humana Medicare|All Plans $155.24 ↑ +147%
BCBS - Anthem Medicare|All Plans $155.24 ↑ +147%
United Medicare|All Plans $158.34 ↑ +152%
Aetna Medicare|All Plans $159.90 ↑ +155%
Multiplan Commercial|All Plans $160.16 ↑ +155%
United Commercial|Non-Options $162.74 ↑ +159%
United Commercial|Options $162.74 ↑ +159%
Passport by Molina Medicare|All Plans $163.00 ↑ +160%
CareSource Commercial|All Plans $310.48 ↑ +394%
Humana Commercial|All Plans $379.17 ↑ +504%

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $181.26 $57.08 – $342.16
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $159.42 $57.08 – $395.85
CHI Saint Joseph Health - Saint Joseph East Lexington $132.16 $57.08 – $299.39
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $165.70 $57.08 – $299.39
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $202.81 $57.08 – $434.98
Adventhealth Manchester Manchester $306.87 $64.41 – $159.86

All Kentucky hospitals for this procedure →