Head CT scan (without contrast) at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,231.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,452.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.34 with Humana vs $3,141.32 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $96.34 ↓ -92%
Wellcare Medicare|All Plans $96.34 ↓ -92%
BCBS - Anthem Medicare|All Plans $96.34 ↓ -92%
United Medicare|All Plans $98.27 ↓ -92%
Aetna Medicare|All Plans $99.23 ↓ -92%
Passport by Molina Medicare|All Plans $101.16 ↓ -92%
CareSource Commercial|All Plans $192.68 ↓ -84%
Humana Commercial|All Plans $209.94 ↓ -83%
Passport by Molina Medicaid|All Plans $492.95 ↓ -60%
Wellcare Medicaid|All Plans $579.94 ↓ -53%
BCBS - Anthem Commercial|Pathway $692.00 ↓ -44%
Humana Medicaid|All Plans $724.92 ↓ -41%
Aetna Medicaid|Better Health $724.92 ↓ -41%
United Medicaid|All Plans $739.42 ↓ -40%
BCBS - Anthem Medicaid|All Plans $761.17 ↓ -38%
BCBS - Anthem Commercial|HMO PPO $817.00 ↓ -34%
United Commercial|Options $1,532.00 ↑ +24%
United Commercial|Non-Options $1,532.00 ↑ +24%
Multiplan Commercial|All Plans $3,141.32 ↑ +155%

Visitor-reported prices

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Head CT scan (without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $439.64 $251.63 – $829.92
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $713.54 $407.51 – $1,771.77
CHI Saint Joseph Health - Saint Joseph East Lexington $718.20 $209.94 – $1,627.08
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $842.30 $209.94 – $1,627.08
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $967.37 $209.94 – $2,074.80
Adventhealth Manchester Manchester $4,678.49 $98.09 – $98.09

All Kentucky hospitals for this procedure →