Ghs excision ingrown nail at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$282.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$793.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.25 with Passport by Molina vs $2,163.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $113.25 ↓ -60%
Wellcare Medicaid|All Plans $133.23 ↓ -53%
Aetna Medicaid|Better Health $166.53 ↓ -41%
Humana Medicaid|All Plans $166.53 ↓ -41%
United Medicaid|All Plans $169.87 ↓ -40%
BCBS - Anthem Medicaid|All Plans $174.86 ↓ -38%
Humana Medicare|All Plans $361.94 ↑ +28%
Wellcare Medicare|All Plans $361.94 ↑ +28%
BCBS - Anthem Medicare|All Plans $361.94 ↑ +28%
United Medicare|All Plans $369.18 ↑ +30%
Aetna Medicare|All Plans $372.80 ↑ +32%
Passport by Molina Medicare|All Plans $380.04 ↑ +34%
United Commercial|Options $483.73 ↑ +71%
United Commercial|Non-Options $483.73 ↑ +71%
Humana Commercial|All Plans $570.96 ↑ +102%
Multiplan Commercial|All Plans $721.63 ↑ +155%
CareSource Commercial|All Plans $723.88 ↑ +156%
BCBS - Anthem Commercial|Pathway $1,830.00 ↑ +547%
BCBS - Anthem Commercial|HMO PPO $2,163.00 ↑ +664%

Visitor-reported prices

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Ghs excision ingrown nail at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $185.60 $106.23 – $350.35
CHI Saint Joseph Health - Saint Joseph East Lexington $188.79 $114.87 – $427.70
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $221.41 $110.41 – $427.70
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $276.21 $114.84 – $592.41
Adventhealth Manchester Manchester not published $381.43 – $381.43

All Kentucky hospitals for this procedure →