Biopsy abdominal mass at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$942.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,641.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$377.14 with Passport by Molina vs $2,935.62 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $377.14 ↓ -60%
Wellcare Medicaid|All Plans $443.69 ↓ -53%
Aetna Medicaid|Better Health $554.61 ↓ -41%
Humana Medicaid|All Plans $554.61 ↓ -41%
United Medicaid|All Plans $565.71 ↓ -40%
BCBS - Anthem Medicaid|All Plans $582.35 ↓ -38%
Humana Medicare|All Plans $1,467.81 ↑ +56%
Wellcare Medicare|All Plans $1,467.81 ↑ +56%
BCBS - Anthem Medicare|All Plans $1,467.81 ↑ +56%
United Medicare|All Plans $1,497.17 ↑ +59%
Aetna Medicare|All Plans $1,511.84 ↑ +60%
Passport by Molina Medicare|All Plans $1,541.20 ↑ +64%
United Commercial|Options $1,611.01 ↑ +71%
United Commercial|Non-Options $1,611.01 ↑ +71%
BCBS - Anthem Commercial|Pathway $1,830.00 ↑ +94%
Humana Commercial|All Plans $1,901.52 ↑ +102%
BCBS - Anthem Commercial|HMO PPO $2,163.00 ↑ +130%
Multiplan Commercial|All Plans $2,403.31 ↑ +155%
CareSource Commercial|All Plans $2,935.62 ↑ +212%

Visitor-reported prices

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Biopsy abdominal mass at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $891.32 $542.33 – $2,019.29
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,045.34 $521.25 – $2,019.29
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $2,259.30 $939.33 – $4,845.75
Adventhealth Manchester Manchester $1,870.93 $1,549.68 – $1,549.68

All Kentucky hospitals for this procedure →