App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at CHI Saint Joseph Health - Saint Joseph London
1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429
$450.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,262.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$180.22 with Passport by Molina vs $2,163.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $180.22 | ↓ -60% |
| Wellcare | Medicaid|All Plans | $212.02 | ↓ -53% |
| Humana | Medicaid|All Plans | $265.02 | ↓ -41% |
| Aetna | Medicaid|Better Health | $265.02 | ↓ -41% |
| United | Medicaid|All Plans | $270.33 | ↓ -40% |
| BCBS - Anthem | Medicaid|All Plans | $278.28 | ↓ -38% |
| United | Commercial|Non-Options | $769.82 | ↑ +71% |
| United | Commercial|Options | $769.82 | ↑ +71% |
| Humana | Commercial|All Plans | $908.64 | ↑ +102% |
| Multiplan | Commercial|All Plans | $1,148.42 | ↑ +155% |
| BCBS - Anthem | Commercial|Pathway | $1,830.00 | ↑ +306% |
| BCBS - Anthem | Commercial|HMO PPO | $2,163.00 | ↑ +380% |
Visitor-reported prices
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App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $561.14 | $341.43 – $1,271.27 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $658.11 | $328.16 – $1,271.27 |