Screening colorectal cancer fecal occult blood immunoassay 1-3 simultaneous determinations at Morgan County ARH Hospital

476 Liberty Road West, Liberty, KY · Arh · · NPI 1356367270

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$37.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$63.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.36 with Humana vs $55.44 with Aetna POS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare $13.36 ↓ -65%
Anthem Medicare Advantage $13.36 ↓ -65%
Optum CCN Region 1 Veterans Affairs Plan $13.36 ↓ -65%
Optum CCN Region 2 Veterans Affairs Plan $13.36 ↓ -65%
WellCare of Kentucky Medicare $13.36 ↓ -65%
Aetna Medicare $13.86 ↓ -63%
United Healthcare Medicare $16.38 ↓ -57%
WellCare of Kentucky Medicaid $18.05 ↓ -52%
Passport Molina Medicaid $18.05 ↓ -52%
Aetna Better Health Medicaid $18.05 ↓ -52%
Anthem Medicaid $18.05 ↓ -52%
Humana Medicaid $18.05 ↓ -52%
CareSoure Kentucky Commercial $40.95 ↑ +8%
United Healthcare HMO Commercial $47.12 ↑ +25%
UMR Commercial $47.12 ↑ +25%
United Healthcare PPO Commercial $47.12 ↑ +25%
Anthem HMO Commercial $52.33 ↑ +38%
Anthem Traditional/PPO Commercial $55.08 ↑ +46%
Aetna PPO Commercial $55.44 ↑ +47%
Aetna POS Commercial $55.44 ↑ +47%

Visitor-reported prices

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Screening colorectal cancer fecal occult blood immunoassay 1-3 simultaneous determinations at other Kentucky hospitals

Hospital City Cash price Negotiated range
Whitesburg ARH Hospital Whitesburg $37.80 $13.52 – $18.05
Tug Valley ARH Regional Medical Center Williamson $37.80 $13.52 – $18.05
Hazard ARH Regional Medical Center Hazard $37.80 $13.52 – $18.05
Middlesboro ARH Hospital Middlesboro $37.80 $13.52 – $18.05
Mary Breckinridge ARH Hospital Hayden $37.80 $18.05 – $18.05
Harlan ARH Hospital KY 40831 $37.80 $13.52 – $18.05
Paintsville ARH Hospital Paintsville $37.80 $13.52 – $19.64
Barbourville ARH Hospital Barbourville $37.80 $18.05 – $18.05

All Kentucky hospitals for this procedure →