Lactated ringers intravenous solution at Morgan County ARH Hospital

476 Liberty Road West, Liberty, KY · Arh · · NPI 1356367270

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$21.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$35.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.90 with Anthem HMO vs $30.80 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem HMO Commercial $2.90 ↓ -86%
Anthem Traditional/PPO Commercial $2.90 ↓ -86%
Aetna Better Health Medicaid $7.35 ↓ -65%
Anthem Medicaid $7.35 ↓ -65%
Humana Medicaid $7.35 ↓ -65%
Optum CCN Region 2 Veterans Affairs Plan $7.42 ↓ -65%
Anthem Medicare Advantage $7.42 ↓ -65%
Optum CCN Region 1 Veterans Affairs Plan $7.42 ↓ -65%
Humana Medicare $7.42 ↓ -65%
WellCare of Kentucky Medicare $7.42 ↓ -65%
WellCare of Kentucky Medicaid $7.42 ↓ -65%
Passport Molina Medicaid $7.50 ↓ -64%
Aetna Medicare $7.70 ↓ -63%
United Healthcare Medicare $9.10 ↓ -57%
CareSoure Kentucky Commercial $22.75 ↑ +8%
United Healthcare PPO Commercial $26.18 ↑ +25%
United Healthcare HMO Commercial $26.18 ↑ +25%
UMR Commercial $26.18 ↑ +25%
Aetna POS Commercial $30.80 ↑ +47%
Aetna PPO Commercial $30.80 ↑ +47%

Visitor-reported prices

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Lactated ringers intravenous solution at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $11.98 $1.72 – $5.67
Marcum Wallace Hospital Irvine $37.80 not published
Lourdes Hospital Paducah $25.20 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $9.11 $1.31 – $5.67
CHI Saint Joseph Health - Saint Joseph London London $8.87 $0.89 – $5.67
CHI Saint Joseph Health - Saint Joseph East Lexington $9.99 $1.53 – $5.67
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $12.52 $1.47 – $5.67
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $10.55 $1.10 – $5.67

All Kentucky hospitals for this procedure →