X-ray skull > 4 views complete at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$550.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,093.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.45 with Humana vs $904.54 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $80.45 ↓ -85%
Wellcare Medicare|All Plans $104.48 ↓ -81%
BCBS - Anthem Medicare|All Plans $104.48 ↓ -81%
Humana Medicare|All Plans $104.48 ↓ -81%
Aetna Medicare|All Plans $107.61 ↓ -80%
United Medicare|All Plans $108.66 ↓ -80%
Passport by Molina Medicare|All Plans $109.70 ↓ -80%
CareSource Commercial|All Plans $208.96 ↓ -62%
Passport by Molina Medicaid|All Plans $233.50 ↓ -58%
Humana Medicaid|All Plans $263.02 ↓ -52%
Aetna Medicaid|Better Health $268.38 ↓ -51%
United Medicaid|All Plans $273.75 ↓ -50%
Wellcare Medicaid|All Plans $276.44 ↓ -50%
BCBS - Anthem Medicaid|All Plans $281.80 ↓ -49%
United Commercial|All Other Plans $677.66 ↑ +23%
Aetna Commercial|All Other Plans $688.59 ↑ +25%
Cigna Commercial|All Other Plans $688.59 ↑ +25%
Cigna Commercial|PPO $688.59 ↑ +25%
Aetna Commercial|HMO $688.59 ↑ +25%
Aetna Commercial|PPO $688.59 ↑ +25%
United Commercial|Non-Options $725.62 ↑ +32%
United Commercial|Options $725.62 ↑ +32%
United Commercial|PPO $797.89 ↑ +45%
Multiplan Commercial|All Plans $904.54 ↑ +64%

Visitor-reported prices

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X-ray skull > 4 views complete at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $439.04 $80.45 – $904.54
CHI Saint Joseph Health - Saint Joseph Berea Berea $372.15 $89.40 – $294.84
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $303.45 $112.40 – $488.67
CHI Saint Joseph Health - Saint Joseph London London $354.70 $80.45 – $714.35
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $552.42 $80.45 – $904.54
Adventhealth Manchester Manchester $839.87 $98.09 – $98.09

All Kentucky hospitals for this procedure →