X-ray neck soft tissue at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$200.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$398.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.97 with Humana vs $362.18 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $55.97 ↓ -72%
Wellcare Medicare|All Plans $86.51 ↓ -57%
Humana Medicare|All Plans $86.51 ↓ -57%
BCBS - Anthem Medicare|All Plans $86.51 ↓ -57%
Aetna Medicare|All Plans $89.11 ↓ -56%
United Medicare|All Plans $89.97 ↓ -55%
Passport by Molina Medicare|All Plans $90.84 ↓ -55%
Passport by Molina Medicaid|All Plans $93.50 ↓ -53%
Humana Medicaid|All Plans $105.32 ↓ -47%
Aetna Medicaid|Better Health $107.46 ↓ -46%
United Medicaid|All Plans $109.61 ↓ -45%
Wellcare Medicaid|All Plans $110.69 ↓ -45%
BCBS - Anthem Medicaid|All Plans $112.84 ↓ -44%
CareSource Commercial|All Plans $173.02 ↓ -14%
United Commercial|All Other Plans $246.76 ↑ +23%
Aetna Commercial|All Other Plans $250.74 ↑ +25%
Cigna Commercial|All Other Plans $250.74 ↑ +25%
Cigna Commercial|PPO $250.74 ↑ +25%
Aetna Commercial|HMO $250.74 ↑ +25%
Aetna Commercial|PPO $250.74 ↑ +25%
United Commercial|Non-Options $290.54 ↑ +45%
United Commercial|PPO $290.54 ↑ +45%
United Commercial|Options $290.54 ↑ +45%
Multiplan Commercial|All Plans $362.18 ↑ +81%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray neck soft tissue at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $159.87 $55.97 – $362.18
CHI Saint Joseph Health - Saint Joseph Berea Berea $197.65 $113.12 – $373.10
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $137.44 $78.49 – $341.25
CHI Saint Joseph Health - Saint Joseph London London $249.79 $55.97 – $637.00
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $335.61 $55.97 – $719.81
Adventhealth Manchester Manchester $498.02 $81.65 – $81.65

All Kentucky hospitals for this procedure →