X-ray knee 1-2 views (both sides) at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$350.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$744.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.15 with Humana vs $677.04 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $64.15 ↓ -82%
Wellcare Medicare|All Plans $86.51 ↓ -75%
BCBS - Anthem Medicare|All Plans $86.51 ↓ -75%
Humana Medicare|All Plans $86.51 ↓ -75%
Aetna Medicare|All Plans $89.11 ↓ -75%
United Medicare|All Plans $89.97 ↓ -74%
Passport by Molina Medicare|All Plans $90.84 ↓ -74%
CareSource Commercial|All Plans $173.02 ↓ -51%
Passport by Molina Medicaid|All Plans $174.77 ↓ -50%
Humana Medicaid|All Plans $196.87 ↓ -44%
Aetna Medicaid|Better Health $200.88 ↓ -43%
United Medicaid|All Plans $204.90 ↓ -42%
Wellcare Medicaid|All Plans $206.91 ↓ -41%
BCBS - Anthem Medicaid|All Plans $210.93 ↓ -40%
United Commercial|All Other Plans $461.28 ↑ +32%
Cigna Commercial|PPO $468.72 ↑ +34%
Aetna Commercial|All Other Plans $468.72 ↑ +34%
Cigna Commercial|All Other Plans $468.72 ↑ +34%
Aetna Commercial|HMO $468.72 ↑ +34%
Aetna Commercial|PPO $468.72 ↑ +34%
United Commercial|PPO $543.12 ↑ +55%
Multiplan Commercial|All Plans $677.04 ↑ +93%

Visitor-reported prices

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X-ray knee 1-2 views (both sides) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $298.85 $64.15 – $677.04
CHI Saint Joseph Health - Saint Joseph Berea Berea $203.91 $116.71 – $384.93
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $273.03 $80.17 – $348.53
CHI Saint Joseph Health - Saint Joseph London London $286.19 $64.15 – $729.82
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $330.94 $64.15 – $581.49
Adventhealth Manchester Manchester $608.01 $81.65 – $81.65

All Kentucky hospitals for this procedure →