X-ray bone survey infant at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$224.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$477.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.48 with Humana vs $434.07 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $104.48 ↓ -54%
Wellcare Medicare|All Plans $104.48 ↓ -54%
BCBS - Anthem Medicare|All Plans $104.48 ↓ -54%
Aetna Medicare|All Plans $107.61 ↓ -52%
United Medicare|All Plans $108.66 ↓ -52%
Passport by Molina Medicare|All Plans $109.70 ↓ -51%
Passport by Molina Medicaid|All Plans $112.05 ↓ -50%
Humana Medicaid|All Plans $126.22 ↓ -44%
Aetna Medicaid|Better Health $128.79 ↓ -43%
United Medicaid|All Plans $131.37 ↓ -42%
Wellcare Medicaid|All Plans $132.66 ↓ -41%
BCBS - Anthem Medicaid|All Plans $135.23 ↓ -40%
Humana Commercial|All Plans $176.31 ↓ -22%
CareSource Commercial|All Plans $208.96 ↓ -7%
United Commercial|All Other Plans $295.74 ↑ +32%
Cigna Commercial|All Other Plans $300.51 ↑ +34%
Cigna Commercial|PPO $300.51 ↑ +34%
Aetna Commercial|HMO $300.51 ↑ +34%
Aetna Commercial|PPO $300.51 ↑ +34%
Aetna Commercial|All Other Plans $300.51 ↑ +34%
United Commercial|PPO $348.21 ↑ +55%
Multiplan Commercial|All Plans $434.07 ↑ +93%

Visitor-reported prices

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X-ray bone survey infant at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $191.60 $116.58 – $434.07
CHI Saint Joseph Health - Saint Joseph Berea Berea $165.35 $94.64 – $312.13
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $200.47 $114.49 – $497.77
CHI Saint Joseph Health - Saint Joseph London London $156.66 $62.69 – $399.49
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $227.84 $94.73 – $488.67
Adventhealth Manchester Manchester $689.46 $98.09 – $98.09

All Kentucky hospitals for this procedure →