X-ray bone age studies at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$130.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$276.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.66 with Humana vs $251.16 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $38.66 ↓ -70%
Passport by Molina Medicaid|All Plans $64.84 ↓ -50%
Humana Medicaid|All Plans $73.03 ↓ -44%
Aetna Medicaid|Better Health $74.52 ↓ -43%
United Medicaid|All Plans $76.02 ↓ -42%
Wellcare Medicaid|All Plans $76.76 ↓ -41%
BCBS - Anthem Medicaid|All Plans $78.25 ↓ -40%
Wellcare Medicare|All Plans $104.48 ↓ -20%
BCBS - Anthem Medicare|All Plans $104.48 ↓ -20%
Humana Medicare|All Plans $104.48 ↓ -20%
Aetna Medicare|All Plans $107.61 ↓ -17%
United Medicare|All Plans $108.66 ↓ -16%
Passport by Molina Medicare|All Plans $109.70 ↓ -16%
United Commercial|All Other Plans $171.12 ↑ +32%
Aetna Commercial|All Other Plans $173.88 ↑ +34%
Cigna Commercial|PPO $173.88 ↑ +34%
Aetna Commercial|HMO $173.88 ↑ +34%
Aetna Commercial|PPO $173.88 ↑ +34%
Cigna Commercial|All Other Plans $173.88 ↑ +34%
United Commercial|PPO $201.48 ↑ +55%
CareSource Commercial|All Plans $208.96 ↑ +61%
Multiplan Commercial|All Plans $251.16 ↑ +93%

Visitor-reported prices

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X-ray bone age studies at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $110.87 $38.66 – $251.16
CHI Saint Joseph Health - Saint Joseph Berea Berea $175.47 $100.43 – $331.24
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $79.90 $45.63 – $198.38
CHI Saint Joseph Health - Saint Joseph London London $122.76 $38.66 – $313.04
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $247.79 $38.66 – $531.44
Adventhealth Manchester Manchester $803.80 $98.09 – $98.09

All Kentucky hospitals for this procedure →