Treat knuckle dislocation at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$249.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$496.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.52 with Passport by Molina vs $3,144.74 with CareSource — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $116.52 ↓ -53%
Humana Medicaid|All Plans $131.25 ↓ -47%
Aetna Medicaid|Better Health $133.92 ↓ -46%
United Medicaid|All Plans $136.60 ↓ -45%
Wellcare Medicaid|All Plans $137.94 ↓ -45%
BCBS - Anthem Medicaid|All Plans $140.62 ↓ -44%
United Commercial|All Other Plans $238.08 ↓ -5%
Humana Commercial|All Plans $307.52 ↑ +23%
Cigna Commercial|PPO $312.48 ↑ +25%
Aetna Commercial|All Other Plans $312.48 ↑ +25%
Aetna Commercial|PPO $312.48 ↑ +25%
Aetna Commercial|HMO $312.48 ↑ +25%
Cigna Commercial|All Other Plans $312.48 ↑ +25%
United Commercial|Options $362.08 ↑ +45%
United Commercial|Non-Options $362.08 ↑ +45%
United Commercial|PPO $372.00 ↑ +49%
Multiplan Commercial|All Plans $451.36 ↑ +81%
BCBS - Anthem Medicare|All Plans $1,572.37 ↑ +529%
Wellcare Medicare|All Plans $1,572.37 ↑ +529%
Humana Medicare|All Plans $1,572.37 ↑ +529%
Aetna Medicare|All Plans $1,619.54 ↑ +548%
United Medicare|All Plans $1,635.26 ↑ +555%
Passport by Molina Medicare|All Plans $1,650.99 ↑ +561%
BCBS - Anthem Commercial|Pathway $2,011.00 ↑ +705%
BCBS - Anthem Commercial|HMO PPO $2,376.00 ↑ +851%
CareSource Commercial|All Plans $3,144.74 ↑ +1159%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat knuckle dislocation at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $199.24 $121.23 – $451.36
CHI Saint Joseph Health - Saint Joseph Berea Berea $253.57 $145.13 – $478.66
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $778.98 $323.88 – $1,670.76
Adventhealth Manchester Manchester not published $1,508.77 – $1,508.77

All Kentucky hospitals for this procedure →