Rbc irradiated each unit at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$398.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$846.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.61 with Wellcare vs $769.86 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $146.61 ↓ -63%
Humana Medicare|All Plans $146.61 ↓ -63%
BCBS - Anthem Medicare|All Plans $146.61 ↓ -63%
Aetna Medicare|All Plans $151.01 ↓ -62%
United Medicare|All Plans $152.47 ↓ -62%
Passport by Molina Medicare|All Plans $153.94 ↓ -61%
Passport by Molina Medicaid|All Plans $198.73 ↓ -50%
Humana Medicaid|All Plans $223.86 ↓ -44%
Aetna Medicaid|Better Health $228.42 ↓ -43%
United Medicaid|All Plans $232.99 ↓ -42%
Wellcare Medicaid|All Plans $235.28 ↓ -41%
BCBS - Anthem Medicaid|All Plans $239.85 ↓ -40%
CareSource Commercial|All Plans $293.22 ↓ -26%
United Commercial|All Other Plans $524.52 ↑ +32%
Aetna Commercial|All Other Plans $532.98 ↑ +34%
Cigna Commercial|All Other Plans $532.98 ↑ +34%
Cigna Commercial|PPO $532.98 ↑ +34%
Aetna Commercial|HMO $532.98 ↑ +34%
Aetna Commercial|PPO $532.98 ↑ +34%
United Commercial|PPO $617.58 ↑ +55%
Multiplan Commercial|All Plans $769.86 ↑ +93%

Visitor-reported prices

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Rbc irradiated each unit at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $339.82 $206.77 – $769.86
CHI Saint Joseph Health - Saint Joseph Berea Berea $471.94 $270.11 – $890.89
CHI Saint Joseph Health - Saint Joseph London London $282.62 $113.10 – $720.72
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $327.13 $136.01 – $701.61

All Kentucky hospitals for this procedure →