Puncture spinal lumbar diagnostic at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$673.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,429.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$265.21 with Passport by Molina vs $2,152.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $265.21 ↓ -61%
Humana Medicaid|All Plans $298.74 ↓ -56%
Aetna Medicaid|Better Health $304.83 ↓ -55%
United Medicaid|All Plans $310.93 ↓ -54%
Wellcare Medicaid|All Plans $313.98 ↓ -53%
BCBS - Anthem Medicaid|All Plans $320.08 ↓ -52%
Humana Medicare|All Plans $680.39 ↑ +1%
BCBS - Anthem Medicare|All Plans $680.39 ↑ +1%
Wellcare Medicare|All Plans $680.39 ↑ +1%
United Commercial|All Other Plans $685.92 ↑ +2%
Humana Commercial|All Plans $699.98 ↑ +4%
Aetna Medicare|All Plans $700.80 ↑ +4%
United Medicare|All Plans $707.61 ↑ +5%
Passport by Molina Medicare|All Plans $714.41 ↑ +6%
United Commercial|Non-Options $824.17 ↑ +22%
United Commercial|Options $824.17 ↑ +22%
Cigna Commercial|All Other Plans $869.33 ↑ +29%
Cigna Commercial|PPO $869.33 ↑ +29%
Aetna Commercial|All Other Plans $891.91 ↑ +32%
Aetna Commercial|HMO $891.91 ↑ +32%
Aetna Commercial|PPO $891.91 ↑ +32%
Multiplan Commercial|All Plans $1,027.39 ↑ +53%
United Commercial|PPO $1,071.75 ↑ +59%
CareSource Commercial|All Plans $1,360.78 ↑ +102%
BCBS - Anthem Commercial|Pathway $1,821.00 ↑ +171%
BCBS - Anthem Commercial|HMO PPO $2,152.00 ↑ +220%

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $1,166.47 $709.74 – $2,642.64
CHI Saint Joseph Health - Saint Joseph Berea Berea $255.49 $146.23 – $482.30
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $231.99 $132.49 – $576.03
CHI Saint Joseph Health - Saint Joseph London London $299.03 $119.67 – $762.58
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $626.67 $260.55 – $1,344.07
Adventhealth Manchester Manchester $3,192.12 $662.32 – $662.32

All Kentucky hospitals for this procedure →