Phalangectomy ea toe 28150 at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,674.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,678.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,333.77 with Passport by Molina vs $6,375.52 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $1,333.77 ↓ -50%
Humana Medicaid|All Plans $1,502.40 ↓ -44%
Aetna Medicaid|Better Health $1,533.06 ↓ -43%
United Medicaid|All Plans $1,563.73 ↓ -42%
Wellcare Medicaid|All Plans $1,579.06 ↓ -41%
BCBS - Anthem Medicaid|All Plans $1,609.72 ↓ -40%
Humana Commercial|All Plans $2,657.78 ↓ -1%
United Commercial|All Other Plans $2,725.44 ↑ +2%
Humana Medicare|All Plans $3,187.76 ↑ +19%
Wellcare Medicare|All Plans $3,187.76 ↑ +19%
BCBS - Anthem Medicare|All Plans $3,187.76 ↑ +19%
BCBS - Anthem Commercial|Pathway $3,212.00 ↑ +20%
Aetna Medicare|All Plans $3,283.39 ↑ +23%
United Medicare|All Plans $3,315.27 ↑ +24%
Passport by Molina Medicare|All Plans $3,347.15 ↑ +25%
Aetna Commercial|HMO $3,577.14 ↑ +34%
Aetna Commercial|All Other Plans $3,577.14 ↑ +34%
Aetna Commercial|PPO $3,577.14 ↑ +34%
Cigna Commercial|All Other Plans $3,577.14 ↑ +34%
Cigna Commercial|PPO $3,577.14 ↑ +34%
BCBS - Anthem Commercial|HMO PPO $3,796.00 ↑ +42%
United Commercial|PPO $4,258.50 ↑ +59%
Multiplan Commercial|All Plans $5,166.98 ↑ +93%
CareSource Commercial|All Plans $6,375.52 ↑ +138%
United Commercial|Options not published by hospital
United Commercial|Non-Options not published by hospital

Visitor-reported prices

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Phalangectomy ea toe 28150 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $2,280.71 $1,387.71 – $5,166.98
Adventhealth Manchester Manchester not published $3,070.09 – $3,070.09

All Kentucky hospitals for this procedure →