In situ hybridization per specimen each additional single probe stain at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$138.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$293.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.70 with BCBS - Anthem vs $274.17 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|HMO PPO $36.70 ↓ -73%
BCBS - Anthem Commercial|Pathway $36.70 ↓ -73%
Aetna Medicaid|Better Health $72.34 ↓ -48%
Passport by Molina Medicaid|All Plans $72.34 ↓ -48%
Humana Medicaid|All Plans $72.34 ↓ -48%
Wellcare Medicaid|All Plans $73.79 ↓ -47%
United Medicaid|All Plans $73.79 ↓ -47%
BCBS - Anthem Medicaid|All Plans $75.96 ↓ -45%
United Commercial|All Other Plans $98.89 ↓ -28%
Aetna Commercial|HMO $184.59 ↑ +34%
Cigna Commercial|PPO $184.59 ↑ +34%
Aetna Commercial|PPO $184.59 ↑ +34%
Aetna Commercial|All Other Plans $184.59 ↑ +34%
Cigna Commercial|All Other Plans $184.59 ↑ +34%
United Commercial|PPO $213.89 ↑ +55%
Multiplan Commercial|All Plans $266.63 ↑ +93%
Humana Commercial|All Plans $274.17 ↑ +99%

Visitor-reported prices

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In situ hybridization per specimen each additional single probe stain at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $117.70 $36.70 – $266.63
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $53.51 $36.70 – $132.86
CHI Saint Joseph Health - Saint Joseph London London $46.75 $36.70 – $119.21
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $119.23 $36.70 – $255.71
Adventhealth Manchester Manchester $2,543.28 $72.34 – $72.34

All Kentucky hospitals for this procedure →