Hemodialysis one evaluation at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$953.48

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,024.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$475.44 with Passport by Molina vs $1,841.84 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $475.44 ↓ -50%
Humana Medicaid|All Plans $535.56 ↓ -44%
Aetna Medicaid|Better Health $546.48 ↓ -43%
United Medicaid|All Plans $557.41 ↓ -42%
Wellcare Medicaid|All Plans $562.88 ↓ -41%
BCBS - Anthem Medicaid|All Plans $573.81 ↓ -40%
Wellcare Medicare|All Plans $687.46 ↓ -28%
BCBS - Anthem Medicare|All Plans $687.46 ↓ -28%
Humana Medicare|All Plans $687.46 ↓ -28%
Aetna Medicare|All Plans $708.08 ↓ -26%
United Medicare|All Plans $714.96 ↓ -25%
Passport by Molina Medicare|All Plans $721.83 ↓ -24%
United Commercial|All Other Plans $1,254.88 ↑ +32%
Aetna Commercial|All Other Plans $1,275.12 ↑ +34%
Cigna Commercial|PPO $1,275.12 ↑ +34%
Aetna Commercial|HMO $1,275.12 ↑ +34%
Aetna Commercial|PPO $1,275.12 ↑ +34%
Cigna Commercial|All Other Plans $1,275.12 ↑ +34%
CareSource Commercial|All Plans $1,374.92 ↑ +44%
United Commercial|PPO $1,477.52 ↑ +55%
Multiplan Commercial|All Plans $1,841.84 ↑ +93%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hemodialysis one evaluation at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $812.99 $494.67 – $1,841.84
CHI Saint Joseph Health - Saint Joseph Berea Berea $846.49 $484.49 – $1,597.96
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $621.19 $354.77 – $1,542.45
CHI Saint Joseph Health - Saint Joseph London London $722.24 $289.03 – $1,841.84
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $745.04 $309.76 – $1,597.96

All Kentucky hospitals for this procedure →