Ghs plngl fx pm cl at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$372.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$739.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.60 with Passport by Molina vs $2,152.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $173.60 | ↓ -53% |
| Humana | Medicaid|All Plans | $195.54 | ↓ -47% |
| Aetna | Medicaid|Better Health | $199.53 | ↓ -46% |
| United | Medicaid|All Plans | $203.53 | ↓ -45% |
| Wellcare | Medicaid|All Plans | $205.52 | ↓ -45% |
| BCBS - Anthem | Medicaid|All Plans | $209.51 | ↓ -44% |
| Wellcare | Medicare|All Plans | $235.68 | ↓ -37% |
| BCBS - Anthem | Medicare|All Plans | $235.68 | ↓ -37% |
| Humana | Medicare|All Plans | $235.68 | ↓ -37% |
| Aetna | Medicare|All Plans | $242.75 | ↓ -35% |
| United | Medicare|All Plans | $245.11 | ↓ -34% |
| Passport by Molina | Medicare|All Plans | $247.46 | ↓ -34% |
| United | Commercial|All Other Plans | $354.72 | ↓ -5% |
| Humana | Commercial|All Plans | $458.18 | ↑ +23% |
| Cigna | Commercial|PPO | $465.57 | ↑ +25% |
| Cigna | Commercial|All Other Plans | $465.57 | ↑ +25% |
| Aetna | Commercial|HMO | $465.57 | ↑ +25% |
| Aetna | Commercial|PPO | $465.57 | ↑ +25% |
| Aetna | Commercial|All Other Plans | $465.57 | ↑ +25% |
| CareSource | Commercial|All Plans | $471.36 | ↑ +27% |
| United | Commercial|Non-Options | $539.47 | ↑ +45% |
| United | Commercial|Options | $539.47 | ↑ +45% |
| United | Commercial|PPO | $554.25 | ↑ +49% |
| Multiplan | Commercial|All Plans | $672.49 | ↑ +81% |
| BCBS - Anthem | Commercial|Pathway | $1,821.00 | ↑ +389% |
| BCBS - Anthem | Commercial|HMO PPO | $2,152.00 | ↑ +478% |
Visitor-reported prices
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Ghs plngl fx pm cl at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $296.84 | $180.62 – $672.49 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $242.00 | $138.51 – $456.82 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $218.06 | $124.54 – $541.45 |
| CHI Saint Joseph Health - Saint Joseph London | London | $331.15 | $132.52 – $844.48 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $606.30 | $252.08 – $1,300.39 |
| Adventhealth Manchester | Manchester | $1,738.12 | $231.45 – $231.45 |