Ghs layered repair 20.1 - 30.0 cm -12056 at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$401.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$798.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$187.46 with Passport by Molina vs $2,376.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $187.46 ↓ -53%
Humana Medicaid|All Plans $211.16 ↓ -47%
Aetna Medicaid|Better Health $215.46 ↓ -46%
United Medicaid|All Plans $219.77 ↓ -45%
Wellcare Medicaid|All Plans $221.93 ↓ -45%
BCBS - Anthem Medicaid|All Plans $226.24 ↓ -44%
United Commercial|All Other Plans $383.04 ↓ -5%
BCBS - Anthem Medicare|All Plans $392.53 ↓ -2%
Humana Medicare|All Plans $392.53 ↓ -2%
Wellcare Medicare|All Plans $392.53 ↓ -2%
Aetna Medicare|All Plans $404.31 ↑ +1%
United Medicare|All Plans $408.23 ↑ +2%
Passport by Molina Medicare|All Plans $412.16 ↑ +3%
Humana Commercial|All Plans $494.76 ↑ +23%
Cigna Commercial|PPO $502.74 ↑ +25%
Cigna Commercial|All Other Plans $502.74 ↑ +25%
Aetna Commercial|HMO $502.74 ↑ +25%
Aetna Commercial|PPO $502.74 ↑ +25%
Aetna Commercial|All Other Plans $502.74 ↑ +25%
United Commercial|Non-Options $582.54 ↑ +45%
United Commercial|Options $582.54 ↑ +45%
United Commercial|PPO $598.50 ↑ +49%
Multiplan Commercial|All Plans $726.18 ↑ +81%
CareSource Commercial|All Plans $785.06 ↑ +95%
BCBS - Anthem Commercial|Pathway $2,011.00 ↑ +400%
BCBS - Anthem Commercial|HMO PPO $2,376.00 ↑ +491%

Visitor-reported prices

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Ghs layered repair 20.1 - 30.0 cm -12056 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $320.54 $195.04 – $726.18
CHI Saint Joseph Health - Saint Joseph Berea Berea $296.95 $169.96 – $560.56
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $322.87 $184.40 – $801.71
CHI Saint Joseph Health - Saint Joseph London London $854.27 $341.87 – $2,178.54
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $802.32 $333.58 – $1,720.81
Adventhealth Manchester Manchester not published $381.43 – $381.43

All Kentucky hospitals for this procedure →