Fna bx w/ct gdn 1st les at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$402.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$854.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$200.61 with Passport by Molina vs $1,538.38 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $200.61 ↓ -50%
Humana Medicaid|All Plans $225.97 ↓ -44%
Aetna Medicaid|Better Health $230.58 ↓ -43%
United Medicaid|All Plans $235.20 ↓ -42%
Wellcare Medicaid|All Plans $237.50 ↓ -41%
BCBS - Anthem Medicaid|All Plans $242.11 ↓ -40%
United Commercial|All Other Plans $409.92 ↑ +2%
Cigna Commercial|PPO $538.02 ↑ +34%
Aetna Commercial|All Other Plans $538.02 ↑ +34%
Aetna Commercial|PPO $538.02 ↑ +34%
Aetna Commercial|HMO $538.02 ↑ +34%
Cigna Commercial|All Other Plans $538.02 ↑ +34%
United Commercial|PPO $640.50 ↑ +59%
BCBS - Anthem Medicare|All Plans $691.26 ↑ +72%
Humana Medicare|All Plans $691.26 ↑ +72%
Wellcare Medicare|All Plans $691.26 ↑ +72%
Aetna Medicare|All Plans $712.00 ↑ +77%
United Medicare|All Plans $718.91 ↑ +79%
Passport by Molina Medicare|All Plans $725.82 ↑ +80%
Multiplan Commercial|All Plans $777.14 ↑ +93%
CareSource Commercial|All Plans $1,382.52 ↑ +244%
Humana Commercial|All Plans $1,538.38 ↑ +282%
United Commercial|Non-Options not published by hospital
United Commercial|Options not published by hospital

Visitor-reported prices

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Fna bx w/ct gdn 1st les at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $917.43 $558.21 – $2,078.44
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $567.32 $324.00 – $1,408.68
CHI Saint Joseph Health - Saint Joseph London London $814.66 $326.02 – $2,077.53
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $824.38 $342.75 – $1,768.13
Adventhealth Manchester Manchester not published $664.43 – $664.43

All Kentucky hospitals for this procedure →