Exc thrombosed hemorrhoid 46320 at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$445.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$884.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$207.66 with Passport by Molina vs $2,376.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $207.66 ↓ -53%
Humana Medicaid|All Plans $233.91 ↓ -47%
Aetna Medicaid|Better Health $238.68 ↓ -46%
United Medicaid|All Plans $243.46 ↓ -45%
Wellcare Medicaid|All Plans $245.85 ↓ -45%
BCBS - Anthem Medicaid|All Plans $250.62 ↓ -44%
United Commercial|All Other Plans $424.32 ↓ -5%
Humana Commercial|All Plans $548.08 ↑ +23%
Cigna Commercial|PPO $556.92 ↑ +25%
Aetna Commercial|All Other Plans $556.92 ↑ +25%
Aetna Commercial|PPO $556.92 ↑ +25%
Aetna Commercial|HMO $556.92 ↑ +25%
Cigna Commercial|All Other Plans $556.92 ↑ +25%
United Commercial|Options $645.32 ↑ +45%
United Commercial|Non-Options $645.32 ↑ +45%
United Commercial|PPO $663.00 ↑ +49%
Multiplan Commercial|All Plans $804.44 ↑ +81%
BCBS - Anthem Medicare|All Plans $1,158.42 ↑ +160%
Wellcare Medicare|All Plans $1,158.42 ↑ +160%
Humana Medicare|All Plans $1,158.42 ↑ +160%
Aetna Medicare|All Plans $1,193.17 ↑ +168%
United Medicare|All Plans $1,204.76 ↑ +171%
Passport by Molina Medicare|All Plans $1,216.34 ↑ +173%
BCBS - Anthem Commercial|Pathway $2,011.00 ↑ +352%
CareSource Commercial|All Plans $2,316.84 ↑ +420%
BCBS - Anthem Commercial|HMO PPO $2,376.00 ↑ +434%

Visitor-reported prices

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Exc thrombosed hemorrhoid 46320 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $355.09 $216.05 – $804.44
CHI Saint Joseph Health - Saint Joseph Berea Berea $523.52 $299.63 – $988.26
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $233.82 $133.54 – $580.58
CHI Saint Joseph Health - Saint Joseph London London $337.93 $135.24 – $861.77
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $408.59 $169.88 – $876.33
Adventhealth Manchester Manchester not published $1,122.80 – $1,122.80

All Kentucky hospitals for this procedure →