Colonoscopy (with biopsy) at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$1,681.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,569.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$838.36 with Passport by Molina vs $3,247.79 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $838.36 | ↓ -50% |
| Humana | Medicaid|All Plans | $944.36 | ↓ -44% |
| Aetna | Medicaid|Better Health | $963.63 | ↓ -43% |
| United | Medicaid|All Plans | $982.91 | ↓ -42% |
| Wellcare | Medicaid|All Plans | $992.54 | ↓ -41% |
| BCBS - Anthem | Medicaid|All Plans | $1,011.82 | ↓ -40% |
| Wellcare | Medicare|All Plans | $1,158.42 | ↓ -31% |
| BCBS - Anthem | Medicare|All Plans | $1,158.42 | ↓ -31% |
| Humana | Medicare|All Plans | $1,158.42 | ↓ -31% |
| Aetna | Medicare|All Plans | $1,193.17 | ↓ -29% |
| United | Medicare|All Plans | $1,204.76 | ↓ -28% |
| Passport by Molina | Medicare|All Plans | $1,216.34 | ↓ -28% |
| United | Commercial|All Other Plans | $1,713.12 | ↑ +2% |
| Humana | Commercial|All Plans | $1,923.63 | ↑ +14% |
| BCBS - Anthem | Commercial|Pathway | $2,011.00 | ↑ +20% |
| Cigna | Commercial|PPO | $2,248.47 | ↑ +34% |
| Cigna | Commercial|All Other Plans | $2,248.47 | ↑ +34% |
| Aetna | Commercial|HMO | $2,248.47 | ↑ +34% |
| Aetna | Commercial|PPO | $2,248.47 | ↑ +34% |
| Aetna | Commercial|All Other Plans | $2,248.47 | ↑ +34% |
| CareSource | Commercial|All Plans | $2,316.84 | ↑ +38% |
| BCBS - Anthem | Commercial|HMO PPO | $2,376.00 | ↑ +41% |
| United | Commercial|PPO | $2,676.75 | ↑ +59% |
| Multiplan | Commercial|All Plans | $3,247.79 | ↑ +93% |
| United | Commercial|Non-Options | not published by hospital | — |
| United | Commercial|Options | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (with biopsy) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,433.58 | $872.27 – $3,247.79 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,334.33 | $763.70 – $2,518.88 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,315.30 | $751.18 – $3,265.99 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,143.31 | $457.54 – $2,915.64 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,631.37 | $678.26 – $3,498.95 |
| Adventhealth Manchester | Manchester | not published | $1,122.80 – $1,122.80 |