Chest X-ray (single view) at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$232.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$461.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.87 with Humana vs $382.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $49.87 ↓ -79%
Wellcare Medicare|All Plans $86.51 ↓ -63%
Humana Medicare|All Plans $86.51 ↓ -63%
BCBS - Anthem Medicare|All Plans $86.51 ↓ -63%
Aetna Medicare|All Plans $89.11 ↓ -62%
United Medicare|All Plans $89.97 ↓ -61%
Passport by Molina Medicare|All Plans $90.84 ↓ -61%
Passport by Molina Medicaid|All Plans $98.66 ↓ -58%
Humana Medicaid|All Plans $111.14 ↓ -52%
Aetna Medicaid|Better Health $113.40 ↓ -51%
United Medicaid|All Plans $115.67 ↓ -50%
Wellcare Medicaid|All Plans $116.81 ↓ -50%
BCBS - Anthem Medicaid|All Plans $119.07 ↓ -49%
CareSource Commercial|All Plans $173.02 ↓ -25%
United Commercial|All Other Plans $260.40 ↑ +12%
Aetna Commercial|All Other Plans $264.60 ↑ +14%
Cigna Commercial|All Other Plans $264.60 ↑ +14%
Cigna Commercial|PPO $264.60 ↑ +14%
Aetna Commercial|HMO $264.60 ↑ +14%
Aetna Commercial|PPO $264.60 ↑ +14%
United Commercial|PPO $306.60 ↑ +32%
United Commercial|Non-Options $336.53 ↑ +45%
United Commercial|Options $336.53 ↑ +45%
Multiplan Commercial|All Plans $382.20 ↑ +65%

Visitor-reported prices

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Chest X-ray (single view) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $185.18 $49.87 – $419.51
CHI Saint Joseph Health - Saint Joseph Berea Berea $202.47 $82.22 – $271.18
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $157.96 $90.21 – $392.21
CHI Saint Joseph Health - Saint Joseph London London $149.88 $49.87 – $328.51
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $246.94 $49.87 – $529.62
Adventhealth Manchester Manchester $446.66 $81.65 – $81.65

All Kentucky hospitals for this procedure →