Beta-2 microglobulin at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$55.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$117.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.75 with BCBS - Anthem vs $106.47 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|HMO PPO $13.75 ↓ -75%
BCBS - Anthem Commercial|Pathway $13.75 ↓ -75%
Wellcare Medicare|All Plans $16.18 ↓ -71%
Humana Medicaid|All Plans $16.18 ↓ -71%
Aetna Medicaid|Better Health $16.18 ↓ -71%
Passport by Molina Medicaid|All Plans $16.18 ↓ -71%
United Commercial|All Other Plans $16.18 ↓ -71%
Humana Medicare|All Plans $16.18 ↓ -71%
BCBS - Anthem Medicare|All Plans $16.18 ↓ -71%
United Medicaid|All Plans $16.50 ↓ -70%
Wellcare Medicaid|All Plans $16.50 ↓ -70%
Aetna Medicare|All Plans $16.67 ↓ -70%
United Medicare|All Plans $16.83 ↓ -69%
Passport by Molina Medicare|All Plans $16.99 ↓ -69%
BCBS - Anthem Medicaid|All Plans $16.99 ↓ -69%
CareSource Commercial|All Plans $32.36 ↓ -41%
Humana Commercial|All Plans $71.96 ↑ +31%
Cigna Commercial|PPO $73.71 ↑ +34%
Aetna Commercial|All Other Plans $73.71 ↑ +34%
Cigna Commercial|All Other Plans $73.71 ↑ +34%
Aetna Commercial|HMO $73.71 ↑ +34%
Aetna Commercial|PPO $73.71 ↑ +34%
United Commercial|PPO $85.41 ↑ +55%
Multiplan Commercial|All Plans $106.47 ↑ +93%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Beta-2 microglobulin at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $47.00 $13.75 – $106.47
CHI Saint Joseph Health - Saint Joseph Berea Berea $89.67 $13.75 – $169.26
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $84.66 $13.75 – $210.21
CHI Saint Joseph Health - Saint Joseph London London $130.25 $13.75 – $332.15
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $78.07 $13.75 – $167.44
Adventhealth Manchester Manchester $198.46 $16.18 – $16.18

All Kentucky hospitals for this procedure →