Avulsion nail plate partial/complete simple single nail plate at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$211.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$450.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.09 with Passport by Molina vs $2,152.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $92.09 ↓ -57%
Humana Medicaid|All Plans $103.73 ↓ -51%
Aetna Medicaid|Better Health $105.84 ↓ -50%
United Medicaid|All Plans $107.96 ↓ -49%
Wellcare Medicaid|All Plans $109.02 ↓ -49%
BCBS - Anthem Medicaid|All Plans $111.14 ↓ -48%
Wellcare Medicare|All Plans $195.22 ↓ -8%
BCBS - Anthem Medicare|All Plans $195.22 ↓ -8%
Humana Medicare|All Plans $195.22 ↓ -8%
Aetna Medicare|All Plans $201.08 ↓ -5%
United Medicare|All Plans $203.03 ↓ -4%
Passport by Molina Medicare|All Plans $204.98 ↓ -3%
United Commercial|All Other Plans $216.00 ↑ +2%
Humana Commercial|All Plans $243.04 ↑ +15%
Cigna Commercial|PPO $283.50 ↑ +34%
Cigna Commercial|All Other Plans $283.50 ↑ +34%
Aetna Commercial|HMO $283.50 ↑ +34%
Aetna Commercial|PPO $283.50 ↑ +34%
Aetna Commercial|All Other Plans $283.50 ↑ +34%
United Commercial|Options $286.16 ↑ +35%
United Commercial|Non-Options $286.16 ↑ +35%
United Commercial|PPO $337.50 ↑ +59%
Multiplan Commercial|All Plans $356.72 ↑ +68%
CareSource Commercial|All Plans $390.44 ↑ +84%
BCBS - Anthem Commercial|Pathway $1,821.00 ↑ +759%
BCBS - Anthem Commercial|HMO PPO $2,152.00 ↑ +915%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $157.46 $95.81 – $356.72
CHI Saint Joseph Health - Saint Joseph Berea Berea $131.61 $75.33 – $248.43
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $122.41 $69.91 – $303.94
CHI Saint Joseph Health - Saint Joseph London London $134.89 $53.98 – $343.98
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $150.62 $62.63 – $323.05
Adventhealth Manchester Manchester $276.10 $188.25 – $188.25

All Kentucky hospitals for this procedure →