Aquatic exercise - group charge at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$52.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$112.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24.20 with Passport by Molina vs $93.73 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $24.20 | ↓ -54% |
| Humana | Medicaid|All Plans | $27.26 | ↓ -48% |
| Aetna | Medicaid|Better Health | $27.81 | ↓ -47% |
| United | Medicaid|All Plans | $28.37 | ↓ -46% |
| Wellcare | Medicaid|All Plans | $28.65 | ↓ -46% |
| BCBS - Anthem | Medicaid|All Plans | $29.21 | ↓ -45% |
| Humana | Commercial|All Plans | $63.86 | ↑ +21% |
| United | Commercial|All Other Plans | $69.44 | ↑ +32% |
| Aetna | Commercial|All Other Plans | $70.56 | ↑ +34% |
| Aetna | Commercial|PPO | $70.56 | ↑ +34% |
| Aetna | Commercial|HMO | $70.56 | ↑ +34% |
| Cigna | Commercial|All Other Plans | $70.56 | ↑ +34% |
| Cigna | Commercial|PPO | $70.56 | ↑ +34% |
| United | Commercial|Options | $75.19 | ↑ +42% |
| United | Commercial|Non-Options | $75.19 | ↑ +42% |
| United | Commercial|PPO | $81.76 | ↑ +55% |
| Multiplan | Commercial|All Plans | $93.73 | ↑ +78% |
Visitor-reported prices
Comments
Aquatic exercise - group charge at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $44.99 | $27.38 – $101.92 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $46.76 | $26.77 – $88.27 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $37.75 | $21.06 – $93.73 |
| CHI Saint Joseph Health - Saint Joseph London | London | $37.12 | $14.86 – $94.64 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $39.46 | $16.41 – $84.63 |
| Adventhealth Manchester | Manchester | $176.68 | $17.12 – $17.12 |