Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$678.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,440.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$328.16 with Passport by Molina vs $3,594.36 with CareSource — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $328.16 | ↓ -52% |
| Humana | Medicaid|All Plans | $369.65 | ↓ -46% |
| Aetna | Medicaid|Better Health | $377.19 | ↓ -44% |
| United | Medicaid|All Plans | $384.74 | ↓ -43% |
| Wellcare | Medicaid|All Plans | $388.51 | ↓ -43% |
| BCBS - Anthem | Medicaid|All Plans | $396.05 | ↓ -42% |
| United | Commercial|All Other Plans | $670.56 | ↓ -1% |
| Cigna | Commercial|All Other Plans | $880.11 | ↑ +30% |
| Aetna | Commercial|HMO | $880.11 | ↑ +30% |
| Aetna | Commercial|PPO | $880.11 | ↑ +30% |
| Aetna | Commercial|All Other Plans | $880.11 | ↑ +30% |
| Cigna | Commercial|PPO | $880.11 | ↑ +30% |
| United | Commercial|PPO | $1,047.75 | ↑ +54% |
| Multiplan | Commercial|All Plans | $1,271.27 | ↑ +87% |
| Humana | Commercial|All Plans | $1,538.38 | ↑ +127% |
| Wellcare | Medicare|All Plans | $1,797.18 | ↑ +165% |
| BCBS - Anthem | Medicare|All Plans | $1,797.18 | ↑ +165% |
| Humana | Medicare|All Plans | $1,797.18 | ↑ +165% |
| Aetna | Medicare|All Plans | $1,851.10 | ↑ +173% |
| United | Medicare|All Plans | $1,869.07 | ↑ +176% |
| Passport by Molina | Medicare|All Plans | $1,887.04 | ↑ +178% |
| BCBS - Anthem | Commercial|Pathway | $2,011.00 | ↑ +196% |
| BCBS - Anthem | Commercial|HMO PPO | $2,376.00 | ↑ +250% |
| CareSource | Commercial|All Plans | $3,594.36 | ↑ +430% |
| United | Commercial|Non-Options | not published by hospital | — |
| United | Commercial|Options | not published by hospital | — |
Visitor-reported prices
Comments
Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $561.14 | $341.43 – $1,271.27 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $504.28 | $288.00 – $1,252.16 |
| CHI Saint Joseph Health - Saint Joseph London | London | $468.89 | $180.22 – $1,148.42 |
| Adventhealth Manchester | Manchester | not published | $693.47 – $693.47 |