Abdominal MRI (with contrast) at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$1,151.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,444.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$350.87 with Humana vs $2,224.04 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare|All Plans | $350.87 | ↓ -70% |
| Wellcare | Medicare|All Plans | $350.87 | ↓ -70% |
| BCBS - Anthem | Medicare|All Plans | $350.87 | ↓ -70% |
| Aetna | Medicare|All Plans | $361.40 | ↓ -69% |
| United | Medicare|All Plans | $364.90 | ↓ -68% |
| Passport by Molina | Medicare|All Plans | $368.41 | ↓ -68% |
| BCBS - Anthem | Commercial|Pathway | $567.00 | ↓ -51% |
| Passport by Molina | Medicaid|All Plans | $574.10 | ↓ -50% |
| BCBS - Anthem | Commercial|HMO PPO | $590.00 | ↓ -49% |
| Humana | Medicaid|All Plans | $646.69 | ↓ -44% |
| Aetna | Medicaid|Better Health | $659.88 | ↓ -43% |
| United | Medicaid|All Plans | $673.08 | ↓ -42% |
| Wellcare | Medicaid|All Plans | $679.68 | ↓ -41% |
| BCBS - Anthem | Medicaid|All Plans | $692.88 | ↓ -40% |
| CareSource | Commercial|All Plans | $701.74 | ↓ -39% |
| Humana | Commercial|All Plans | $1,054.98 | ↓ -8% |
| Cigna | Commercial|All Other Plans | $1,539.72 | ↑ +34% |
| Cigna | Commercial|PPO | $1,539.72 | ↑ +34% |
| Aetna | Commercial|HMO | $1,539.72 | ↑ +34% |
| Aetna | Commercial|PPO | $1,539.72 | ↑ +34% |
| Aetna | Commercial|All Other Plans | $1,539.72 | ↑ +34% |
| United | Commercial|All Other Plans | $1,610.00 | ↑ +40% |
| United | Commercial|PPO | $2,004.08 | ↑ +74% |
| Multiplan | Commercial|All Plans | $2,224.04 | ↑ +93% |
Visitor-reported prices
Comments
Abdominal MRI (with contrast) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,085.73 | $567.00 – $2,459.73 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,527.63 | $874.33 – $2,883.79 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,136.46 | $649.04 – $2,821.91 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,143.66 | $457.68 – $2,916.55 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $940.21 | $390.91 – $2,016.56 |
| Adventhealth Manchester | Manchester | $5,238.06 | $327.35 – $327.35 |