Abdominal CT scan (with and without contrast) at CHI Saint Joseph Health - Saint Joseph Hospital

1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,342.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,850.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.90 with Humana vs $2,337.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $174.90 ↓ -87%
Wellcare Medicare|All Plans $174.90 ↓ -87%
BCBS - Anthem Medicare|All Plans $174.90 ↓ -87%
Aetna Medicare|All Plans $180.15 ↓ -87%
United Medicare|All Plans $181.90 ↓ -86%
Passport by Molina Medicare|All Plans $183.65 ↓ -86%
BCBS - Anthem Commercial|Pathway $340.00 ↓ -75%
CareSource Commercial|All Plans $349.80 ↓ -74%
BCBS - Anthem Commercial|HMO PPO $354.00 ↓ -74%
Humana Commercial|All Plans $551.46 ↓ -59%
Passport by Molina Medicaid|All Plans $567.99 ↓ -58%
Humana Medicaid|All Plans $639.81 ↓ -52%
Aetna Medicaid|Better Health $652.86 ↓ -51%
United Medicaid|All Plans $665.92 ↓ -50%
Wellcare Medicaid|All Plans $672.45 ↓ -50%
BCBS - Anthem Medicaid|All Plans $685.51 ↓ -49%
United Commercial|Options $1,082.00 ↓ -19%
United Commercial|Non-Options $1,082.00 ↓ -19%
United Commercial|All Other Plans $1,094.00 ↓ -19%
Aetna Commercial|All Other Plans $1,795.50 ↑ +34%
Cigna Commercial|All Other Plans $1,795.50 ↑ +34%
Cigna Commercial|PPO $1,795.50 ↑ +34%
Aetna Commercial|HMO $1,795.50 ↑ +34%
Aetna Commercial|PPO $1,795.50 ↑ +34%
Multiplan Commercial|All Plans $2,200.38 ↑ +64%
United Commercial|PPO $2,337.00 ↑ +74%

Visitor-reported prices

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Abdominal CT scan (with and without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $1,144.78 $340.00 – $2,593.50
CHI Saint Joseph Health - Saint Joseph Berea Berea $654.15 $374.40 – $1,234.87
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $909.61 $472.40 – $2,053.87
CHI Saint Joseph Health - Saint Joseph London London $1,307.45 $523.22 – $3,334.24
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,006.40 $418.43 – $2,158.52
Adventhealth Manchester Manchester $5,531.68 $164.58 – $164.58

All Kentucky hospitals for this procedure →