Treat finger fracture each at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$222.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$554.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.40 with Passport by Molina vs $3,144.74 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $135.40 ↓ -39%
Wellcare Medicaid|All Plans $141.16 ↓ -37%
Humana Medicaid|All Plans $142.60 ↓ -36%
Aetna Medicaid|Better Health $144.04 ↓ -35%
United Medicaid|Community Plan $146.93 ↓ -34%
BCBS - Anthem Medicaid|All Plans $151.25 ↓ -32%
United Commercial|Non-Options $277.00 ↑ +24%
Aetna Commercial|HMO $349.02 ↑ +57%
Aetna Commercial|PPO $349.02 ↑ +57%
Aetna Commercial|All Other Plans $349.02 ↑ +57%
Cigna Commercial|All Other Plans $354.56 ↑ +59%
Cigna Commercial|PPO $354.56 ↑ +59%
United Commercial|Options PPO $432.12 ↑ +94%
Multiplan Commercial|All Plans $504.14 ↑ +127%
BCBS - Anthem Medicare|All Plans $1,572.37 ↑ +607%
Humana Medicare|All Plans $1,572.37 ↑ +607%
Wellcare Medicare|All Plans $1,572.37 ↑ +607%
Aetna Medicare|All Plans $1,619.54 ↑ +628%
United Medicare|All Plans $1,635.26 ↑ +635%
Passport by Molina Medicare|All Plans $1,650.99 ↑ +642%
Humana Commercial|All Plans $1,923.63 ↑ +764%
BCBS - Anthem Commercial|Pathway $2,416.00 ↑ +986%
BCBS - Anthem Commercial|HMO PPO $2,855.00 ↑ +1183%
CareSource Commercial|All Plans $3,144.74 ↑ +1313%

Visitor-reported prices

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Treat finger fracture each at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $260.98 $130.14 – $504.14
CHI Saint Joseph Health - Saint Joseph Berea Berea $251.16 $143.75 – $474.11
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $195.34 $111.56 – $485.03
CHI Saint Joseph Health - Saint Joseph London London $695.48 $278.32 – $1,773.59
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $643.64 $267.60 – $1,380.47
Adventhealth Manchester Manchester not published $1,508.77 – $1,508.77

All Kentucky hospitals for this procedure →