Surgical pathology level 6 gross & microscopic examination at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$402.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,001.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.06 with BCBS - Anthem vs $1,605.18 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Pathway $113.06 ↓ -72%
BCBS - Anthem Commercial|HMO PPO $113.06 ↓ -72%
Passport by Molina Medicaid|All Plans $244.65 ↓ -39%
Wellcare Medicaid|All Plans $255.06 ↓ -37%
Humana Medicaid|All Plans $257.66 ↓ -36%
Aetna Medicaid|Better Health $260.26 ↓ -35%
United Medicaid|Community Plan $265.47 ↓ -34%
BCBS - Anthem Medicaid|All Plans $273.28 ↓ -32%
Aetna Commercial|HMO $630.63 ↑ +57%
Aetna Commercial|All Other Plans $630.63 ↑ +57%
Aetna Commercial|PPO $630.63 ↑ +57%
Cigna Commercial|PPO $640.64 ↑ +59%
Cigna Commercial|All Other Plans $640.64 ↑ +59%
Humana Commercial|All Plans $733.76 ↑ +82%
United Commercial|Options PPO $760.76 ↑ +89%
Humana Medicare|All Plans $802.59 ↑ +100%
Wellcare Medicare|All Plans $802.59 ↑ +100%
BCBS - Anthem Medicare|All Plans $802.59 ↑ +100%
United Commercial|Non-Options $819.29 ↑ +104%
Aetna Medicare|All Plans $826.67 ↑ +106%
United Medicare|All Plans $834.69 ↑ +108%
Passport by Molina Medicare|All Plans $842.72 ↑ +110%
Multiplan Commercial|All Plans $910.91 ↑ +127%
CareSource Commercial|All Plans $1,605.18 ↑ +299%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $471.56 $113.06 – $910.91
CHI Saint Joseph Health - Saint Joseph Berea Berea $267.06 $113.06 – $504.14
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $256.54 $113.06 – $637.00
CHI Saint Joseph Health - Saint Joseph London London $323.65 $113.06 – $825.37
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $228.27 $94.91 – $489.58
Adventhealth Manchester Manchester $346.16 $232.59 – $755.96

All Kentucky hospitals for this procedure →