Surgical pathology level 3 gross & microscopic examination at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$144.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$360.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.66 with BCBS - Anthem vs $327.60 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Commercial|HMO PPO | $26.66 | ↓ -82% |
| BCBS - Anthem | Commercial|Pathway | $26.66 | ↓ -82% |
| United | Commercial|Non-Options | $51.63 | ↓ -64% |
| BCBS - Anthem | Medicare|All Plans | $52.49 | ↓ -64% |
| Wellcare | Medicare|All Plans | $52.49 | ↓ -64% |
| Humana | Medicare|All Plans | $52.49 | ↓ -64% |
| Aetna | Medicare|All Plans | $54.06 | ↓ -63% |
| United | Medicare|All Plans | $54.59 | ↓ -62% |
| Passport by Molina | Medicare|All Plans | $55.11 | ↓ -62% |
| Humana | Commercial|All Plans | $83.53 | ↓ -42% |
| Passport by Molina | Medicaid|All Plans | $87.99 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $91.73 | ↓ -37% |
| Humana | Medicaid|All Plans | $92.67 | ↓ -36% |
| Aetna | Medicaid|Better Health | $93.60 | ↓ -35% |
| United | Medicaid|Community Plan | $95.48 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $98.28 | ↓ -32% |
| CareSource | Commercial|All Plans | $104.98 | ↓ -27% |
| Aetna | Commercial|HMO | $226.80 | ↑ +57% |
| Aetna | Commercial|PPO | $226.80 | ↑ +57% |
| Aetna | Commercial|All Other Plans | $226.80 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $230.40 | ↑ +59% |
| Cigna | Commercial|PPO | $230.40 | ↑ +59% |
| United | Commercial|Options PPO | $273.60 | ↑ +89% |
| Multiplan | Commercial|All Plans | $327.60 | ↑ +127% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $181.31 | $26.66 – $327.60 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $176.92 | $26.66 – $333.97 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $40.68 | $26.66 – $101.01 |
| CHI Saint Joseph Health - Saint Joseph London | London | $129.18 | $26.66 – $329.42 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $84.01 | $26.66 – $180.18 |
| Adventhealth Manchester | Manchester | $220.95 | $43.71 – $48.90 |