Reconstruction of nail bed at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$166.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$414.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.19 with Passport by Molina vs $3,594.36 with CareSource — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $101.19 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $105.49 | ↓ -37% |
| Humana | Medicaid|All Plans | $106.57 | ↓ -36% |
| Aetna | Medicaid|Better Health | $107.64 | ↓ -35% |
| United | Medicaid|Community Plan | $109.80 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $113.03 | ↓ -32% |
| United | Commercial|Non-Options | $207.00 | ↑ +24% |
| Aetna | Commercial|HMO | $260.82 | ↑ +57% |
| Aetna | Commercial|PPO | $260.82 | ↑ +57% |
| Aetna | Commercial|All Other Plans | $260.82 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $264.96 | ↑ +59% |
| Cigna | Commercial|PPO | $264.96 | ↑ +59% |
| United | Commercial|Options PPO | $322.92 | ↑ +94% |
| Multiplan | Commercial|All Plans | $376.74 | ↑ +127% |
| Humana | Commercial|All Plans | $1,538.38 | ↑ +825% |
| BCBS - Anthem | Medicare|All Plans | $1,797.18 | ↑ +981% |
| Wellcare | Medicare|All Plans | $1,797.18 | ↑ +981% |
| Humana | Medicare|All Plans | $1,797.18 | ↑ +981% |
| Aetna | Medicare|All Plans | $1,851.10 | ↑ +1013% |
| United | Medicare|All Plans | $1,869.07 | ↑ +1024% |
| Passport by Molina | Medicare|All Plans | $1,887.04 | ↑ +1035% |
| BCBS - Anthem | Commercial|Pathway | $2,416.00 | ↑ +1353% |
| BCBS - Anthem | Commercial|HMO PPO | $2,855.00 | ↑ +1617% |
| CareSource | Commercial|All Plans | $3,594.36 | ↑ +2061% |
Visitor-reported prices
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Reconstruction of nail bed at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $195.03 | $97.25 – $376.74 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $209.22 | $119.75 – $394.94 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,099.06 | $439.83 – $2,802.80 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $475.62 | $197.75 – $1,020.11 |
| Adventhealth Manchester | Manchester | not published | $1,935.96 – $1,935.96 |