Partial removal finger bone at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$1,184.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,950.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$720.98 with Passport by Molina vs $4,557.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $720.98 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $751.66 | ↓ -37% |
| Humana | Medicaid|All Plans | $759.33 | ↓ -36% |
| Aetna | Medicaid|Better Health | $767.00 | ↓ -35% |
| United | Medicaid|Community Plan | $782.34 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $805.35 | ↓ -32% |
| United | Commercial|Non-Options | $1,475.00 | ↑ +24% |
| BCBS - Anthem | Medicare|All Plans | $1,572.37 | ↑ +33% |
| Wellcare | Medicare|All Plans | $1,572.37 | ↑ +33% |
| Humana | Medicare|All Plans | $1,572.37 | ↑ +33% |
| Aetna | Medicare|All Plans | $1,619.54 | ↑ +37% |
| United | Medicare|All Plans | $1,635.26 | ↑ +38% |
| Passport by Molina | Medicare|All Plans | $1,650.99 | ↑ +39% |
| Aetna | Commercial|HMO | $1,858.50 | ↑ +57% |
| Aetna | Commercial|All Other Plans | $1,858.50 | ↑ +57% |
| Aetna | Commercial|PPO | $1,858.50 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $1,888.00 | ↑ +59% |
| Cigna | Commercial|PPO | $1,888.00 | ↑ +59% |
| United | Commercial|Options PPO | $2,301.00 | ↑ +94% |
| Humana | Commercial|All Plans | $2,657.78 | ↑ +124% |
| Multiplan | Commercial|All Plans | $2,684.50 | ↑ +127% |
| CareSource | Commercial|All Plans | $3,144.74 | ↑ +165% |
| BCBS - Anthem | Commercial|Pathway | $3,856.00 | ↑ +225% |
| BCBS - Anthem | Commercial|HMO PPO | $4,557.00 | ↑ +285% |
Visitor-reported prices
Comments
Partial removal finger bone at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,389.70 | $692.96 – $2,684.50 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,100.53 | $629.88 – $2,077.53 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,005.99 | $574.53 – $2,497.95 |
| Adventhealth Manchester | Manchester | not published | $1,508.77 – $1,508.77 |