Npsy tst eval phsy/qhp ea l hr at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$117.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$293.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.61 with Passport by Molina vs $266.63 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $71.61 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $74.66 | ↓ -37% |
| Humana | Medicaid|All Plans | $75.42 | ↓ -36% |
| Aetna | Medicaid|Better Health | $76.18 | ↓ -35% |
| United | Medicaid|Community Plan | $77.71 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $79.99 | ↓ -32% |
| Aetna | Commercial|All Other Plans | $184.59 | ↑ +57% |
| Aetna | Commercial|PPO | $184.59 | ↑ +57% |
| Aetna | Commercial|HMO | $184.59 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $187.52 | ↑ +59% |
| Cigna | Commercial|PPO | $187.52 | ↑ +59% |
| United | Commercial|Non-Options | $190.45 | ↑ +62% |
| United | Commercial|Options PPO | $222.68 | ↑ +89% |
| Multiplan | Commercial|All Plans | $266.63 | ↑ +127% |