MRI chest without contrast at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$631.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,573.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$237.49 with Wellcare vs $1,530.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellcare | Medicare|All Plans | $237.49 | ↓ -62% |
| Humana | Medicare|All Plans | $237.49 | ↓ -62% |
| BCBS - Anthem | Medicare|All Plans | $237.49 | ↓ -62% |
| Aetna | Medicare|All Plans | $244.61 | ↓ -61% |
| United | Medicare|All Plans | $246.99 | ↓ -61% |
| Passport by Molina | Medicare|All Plans | $249.36 | ↓ -61% |
| Passport by Molina | Medicaid|All Plans | $384.45 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $400.81 | ↓ -37% |
| Humana | Medicaid|All Plans | $404.90 | ↓ -36% |
| Aetna | Medicaid|Better Health | $408.98 | ↓ -35% |
| United | Medicaid|Community Plan | $417.16 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $429.43 | ↓ -32% |
| CareSource | Commercial|All Plans | $474.98 | ↓ -25% |
| BCBS - Anthem | Commercial|Pathway | $567.00 | ↓ -10% |
| BCBS - Anthem | Commercial|HMO PPO | $590.00 | ↓ -7% |
| Humana | Commercial|All Plans | $982.61 | ↑ +56% |
| Aetna | Commercial|HMO | $990.99 | ↑ +57% |
| Aetna | Commercial|PPO | $990.99 | ↑ +57% |
| Aetna | Commercial|All Other Plans | $990.99 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $1,006.72 | ↑ +59% |
| Cigna | Commercial|PPO | $1,006.72 | ↑ +59% |
| United | Commercial|Options PPO | $1,305.59 | ↑ +107% |
| Multiplan | Commercial|All Plans | $1,431.43 | ↑ +127% |
| United | Commercial|Non-Options | $1,530.00 | ↑ +142% |
Visitor-reported prices
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MRI chest without contrast at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $741.02 | $369.50 – $1,431.43 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $711.52 | $407.23 – $1,343.16 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $869.66 | $496.67 – $2,159.43 |
| CHI Saint Joseph Health - Saint Joseph London | London | $964.53 | $385.99 – $2,459.73 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $581.69 | $241.85 – $1,247.61 |
| Adventhealth Manchester | Manchester | $3,605.98 | $223.88 – $223.88 |