Exploration of knee joint at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,955.93

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,359.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,798.54 with Passport by Molina vs $6,696.69 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $1,798.54 ↓ -39%
Wellcare Medicaid|All Plans $1,875.08 ↓ -37%
Humana Medicaid|All Plans $1,894.21 ↓ -36%
Aetna Medicaid|Better Health $1,913.34 ↓ -35%
United Medicaid|Community Plan $1,951.61 ↓ -34%
BCBS - Anthem Medicaid|All Plans $2,009.01 ↓ -32%
Humana Commercial|All Plans $3,078.06 ↑ +4%
Wellcare Medicare|All Plans $3,187.76 ↑ +8%
BCBS - Anthem Medicare|All Plans $3,187.76 ↑ +8%
Humana Medicare|All Plans $3,187.76 ↑ +8%
Aetna Medicare|All Plans $3,283.39 ↑ +11%
United Medicare|All Plans $3,315.27 ↑ +12%
Passport by Molina Medicare|All Plans $3,347.15 ↑ +13%
United Commercial|Non-Options $3,679.50 ↑ +24%
BCBS - Anthem Commercial|Pathway $4,230.00 ↑ +43%
Aetna Commercial|All Other Plans $4,636.17 ↑ +57%
Aetna Commercial|HMO $4,636.17 ↑ +57%
Aetna Commercial|PPO $4,636.17 ↑ +57%
Cigna Commercial|All Other Plans $4,709.76 ↑ +59%
Cigna Commercial|PPO $4,709.76 ↑ +59%
BCBS - Anthem Commercial|HMO PPO $4,999.00 ↑ +69%
United Commercial|Options PPO $5,740.02 ↑ +94%
CareSource Commercial|All Plans $6,375.52 ↑ +116%
Multiplan Commercial|All Plans $6,696.69 ↑ +127%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exploration of knee joint at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $3,706.13 $1,728.63 – $6,696.69
CHI Saint Joseph Health - Saint Joseph Berea Berea $3,581.67 $2,049.94 – $6,761.30
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $2,722.95 $1,555.10 – $6,761.30
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $3,152.41 $1,310.66 – $6,761.30
Adventhealth Manchester Manchester not published $3,070.09 – $3,070.09

All Kentucky hospitals for this procedure →