Ercp biliary & pancreas at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$739.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,842.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$379.98 with Humana vs $1,676.22 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Commercial|All Plans | $379.98 | ↓ -49% |
| Passport by Molina | Medicaid|All Plans | $450.19 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $469.35 | ↓ -37% |
| Humana | Medicaid|All Plans | $474.14 | ↓ -36% |
| Aetna | Medicaid|Better Health | $478.92 | ↓ -35% |
| United | Medicaid|Community Plan | $488.50 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $502.87 | ↓ -32% |
| Aetna | Commercial|All Other Plans | $1,160.46 | ↑ +57% |
| Aetna | Commercial|PPO | $1,160.46 | ↑ +57% |
| Aetna | Commercial|HMO | $1,160.46 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $1,178.88 | ↑ +59% |
| Cigna | Commercial|PPO | $1,178.88 | ↑ +59% |
| United | Commercial|Non-Options | $1,197.30 | ↑ +62% |
| United | Commercial|Options PPO | $1,399.92 | ↑ +89% |
| Multiplan | Commercial|All Plans | $1,676.22 | ↑ +127% |
Visitor-reported prices
Comments
Ercp biliary & pancreas at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $867.74 | $379.98 – $1,676.22 |
| CHI Saint Joseph Health - Saint Joseph London | London | $499.57 | $199.92 – $1,274.00 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,093.80 | $379.98 – $2,345.98 |