ER Visit (level 1, minor) at CHI Saint Joseph Health - Saint Joseph East
150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775
$221.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$552.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$86.51 with Wellcare vs $538.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellcare | Medicare|All Plans | $86.51 | ↓ -61% |
| Humana | Medicare|All Plans | $86.51 | ↓ -61% |
| BCBS - Anthem | Medicare|All Plans | $86.51 | ↓ -61% |
| Aetna | Medicare|All Plans | $89.11 | ↓ -60% |
| United | Medicare|All Plans | $89.97 | ↓ -59% |
| Passport by Molina | Medicare|All Plans | $90.84 | ↓ -59% |
| Passport by Molina | Medicaid|All Plans | $134.91 | ↓ -39% |
| Wellcare | Medicaid|All Plans | $140.65 | ↓ -37% |
| Humana | Medicaid|All Plans | $142.09 | ↓ -36% |
| Aetna | Medicaid|Better Health | $143.52 | ↓ -35% |
| United | Medicaid|Community Plan | $146.40 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $150.70 | ↓ -32% |
| CareSource | Commercial|All Plans | $173.02 | ↓ -22% |
| Humana | Commercial|All Plans | $292.56 | ↑ +32% |
| BCBS - Anthem | Commercial|Pathway | $320.16 | ↑ +44% |
| Aetna | Commercial|HMO | $347.76 | ↑ +57% |
| Aetna | Commercial|PPO | $347.76 | ↑ +57% |
| Aetna | Commercial|All Other Plans | $347.76 | ↑ +57% |
| Cigna | Commercial|All Other Plans | $353.28 | ↑ +59% |
| Cigna | Commercial|PPO | $353.28 | ↑ +59% |
| BCBS - Anthem | Commercial|HMO PPO | $364.32 | ↑ +64% |
| United | Commercial|Options PPO | $419.52 | ↑ +89% |
| Multiplan | Commercial|All Plans | $502.32 | ↑ +127% |
| United | Commercial|Non-Options | $538.00 | ↑ +143% |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $260.04 | $102.66 – $397.67 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $280.56 | $64.29 – $212.03 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $192.04 | $109.68 – $476.84 |
| CHI Saint Joseph Health - Saint Joseph London | London | $106.70 | $42.70 – $272.09 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $199.42 | $82.91 – $427.70 |
| Adventhealth Manchester | Manchester | $474.69 | $79.12 – $79.12 |