Electron microscopy diagnostic at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$345.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$861.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.43 with Passport by Molina vs $1,605.18 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $210.43 ↓ -39%
Wellcare Medicaid|All Plans $219.39 ↓ -37%
Humana Medicaid|All Plans $221.63 ↓ -36%
Aetna Medicaid|Better Health $223.86 ↓ -35%
United Medicaid|Community Plan $228.34 ↓ -34%
BCBS - Anthem Medicaid|All Plans $235.06 ↓ -32%
BCBS - Anthem Commercial|HMO PPO $329.60 ↓ -5%
BCBS - Anthem Commercial|Pathway $329.60 ↓ -5%
Aetna Commercial|HMO $542.43 ↑ +57%
Aetna Commercial|All Other Plans $542.43 ↑ +57%
Aetna Commercial|PPO $542.43 ↑ +57%
Cigna Commercial|PPO $551.04 ↑ +59%
Cigna Commercial|All Other Plans $551.04 ↑ +59%
United Commercial|Options PPO $654.36 ↑ +89%
Humana Commercial|All Plans $771.31 ↑ +123%
Multiplan Commercial|All Plans $783.51 ↑ +127%
BCBS - Anthem Medicare|All Plans $802.59 ↑ +132%
Wellcare Medicare|All Plans $802.59 ↑ +132%
Humana Medicare|All Plans $802.59 ↑ +132%
United Commercial|Non-Options $819.29 ↑ +137%
Aetna Medicare|All Plans $826.67 ↑ +139%
United Medicare|All Plans $834.69 ↑ +141%
Passport by Molina Medicare|All Plans $842.72 ↑ +144%
CareSource Commercial|All Plans $1,605.18 ↑ +364%

Visitor-reported prices

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Electron microscopy diagnostic at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $433.62 $182.50 – $783.51
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $316.28 $182.50 – $785.33
CHI Saint Joseph Health - Saint Joseph London London $685.13 $182.50 – $1,747.20
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $539.69 $224.39 – $1,157.52
Adventhealth Manchester Manchester not published $182.50 – $755.96

All Kentucky hospitals for this procedure →