Echo exam of fetal heart at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$439.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,094.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$267.38 with Passport by Molina vs $2,584.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $267.38 ↓ -39%
Wellcare Medicaid|All Plans $278.76 ↓ -37%
Humana Medicaid|All Plans $281.60 ↓ -36%
Aetna Medicaid|Better Health $284.44 ↓ -35%
United Medicaid|Community Plan $290.13 ↓ -34%
BCBS - Anthem Medicaid|All Plans $298.67 ↓ -32%
BCBS - Anthem Medicare|All Plans $538.69 ↑ +23%
Humana Medicare|All Plans $538.69 ↑ +23%
Wellcare Medicare|All Plans $538.69 ↑ +23%
Aetna Medicare|All Plans $554.85 ↑ +26%
United Medicare|All Plans $560.24 ↑ +27%
Humana Commercial|All Plans $563.58 ↑ +28%
Passport by Molina Medicare|All Plans $565.62 ↑ +29%
Aetna Commercial|HMO $689.22 ↑ +57%
Aetna Commercial|All Other Plans $689.22 ↑ +57%
Aetna Commercial|PPO $689.22 ↑ +57%
Cigna Commercial|All Other Plans $700.16 ↑ +59%
Cigna Commercial|PPO $700.16 ↑ +59%
United Commercial|Non-Options $711.10 ↑ +62%
United Commercial|Options PPO $831.44 ↑ +89%
Multiplan Commercial|All Plans $995.54 ↑ +127%
CareSource Commercial|All Plans $1,077.38 ↑ +145%
BCBS - Anthem Commercial|Pathway $2,186.00 ↑ +397%
BCBS - Anthem Commercial|HMO PPO $2,584.00 ↑ +488%

Visitor-reported prices

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Echo exam of fetal heart at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $515.37 $256.99 – $995.54
Adventhealth Manchester Manchester not published $512.70 – $512.70

All Kentucky hospitals for this procedure →