Cyclophosphamide 25 mg capsule at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$277.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$689.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.99 with BCBS - Anthem vs $627.69 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Pathway $0.99 ↓ -100%
BCBS - Anthem Commercial|HMO PPO $0.99 ↓ -100%
Passport by Molina Medicaid|All Plans $168.58 ↓ -39%
Wellcare Medicaid|All Plans $175.76 ↓ -37%
Humana Medicaid|All Plans $177.55 ↓ -36%
Aetna Medicaid|Better Health $179.34 ↓ -35%
United Medicaid|Community Plan $182.93 ↓ -34%
BCBS - Anthem Medicaid|All Plans $188.31 ↓ -32%
Aetna Commercial|HMO $289.70 ↑ +5%
Aetna Commercial|PPO $289.70 ↑ +5%
Aetna Commercial|All Other Plans $289.70 ↑ +5%
Cigna Commercial|PPO $379.37 ↑ +37%
Cigna Commercial|All Other Plans $379.37 ↑ +37%
Multiplan Commercial|All Plans $627.69 ↑ +127%

Visitor-reported prices

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Cyclophosphamide 25 mg capsule at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $252.79 $0.99 – $627.69
CHI Saint Joseph Health - Saint Joseph London London $246.14 $0.99 – $627.69

All Kentucky hospitals for this procedure →