Prq trl rvs ch occ ant&rtrgr at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$85,971.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$114,628.82

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,316.59 with AETNA BETTER HLTH MCAID vs $114,628.82 with AETNA MCR ADV — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $10,316.59 ↓ -88%
WELLCARE MCAID WELLCARE MCAID $10,316.59 ↓ -88%
HUMANA MCAID HMO HUMANA MCAID HMO $10,316.59 ↓ -88%
UHC MCAID UHC MCAID $10,316.59 ↓ -88%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $10,316.59 ↓ -88%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $11,274.10 ↓ -87%
ANTHEM MCR ADV ANTHEM MCR ADV $11,330.47 ↓ -87%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $12,063.29 ↓ -86%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $22,548.20 ↓ -74%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $22,548.20 ↓ -74%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $22,920.25 ↓ -73%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $22,920.25 ↓ -73%
ANTHEM BHS1 ANTHEM BHS1 $28,233.08 ↓ -67%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $46,344.43 ↓ -46%
AETNA NEW BUS AETNA NEW BUS $47,341.70 ↓ -45%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $50,860.81 ↓ -41%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $51,433.95 ↓ -40%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $54,941.59 ↓ -36%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $56,512.01 ↓ -34%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $56,512.01 ↓ -34%
ENCORE PREFERRED ENCORE PREFERRED $57,887.55 ↓ -33%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $60,936.68 ↓ -29%
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $60,982.53 ↓ -29%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $62,472.71 ↓ -27%
SIHO-ALL PLANS SIHO-ALL PLANS $80,240.17 ↓ -7%
UHC OLD BUSINESS UHC OLD BUSINESS $85,054.58 ↓ -1%
PHCS-ALL PLANS PHCS-ALL PLANS $89,410.48 ↑ +4%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $90,556.77 ↑ +5%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $91,405.02 ↑ +6%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $98,466.16 ↑ +15%
ANTHEM MCR SELECT ANTHEM MCR SELECT $114,628.82 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $114,628.82 ↑ +33%

Visitor-reported prices

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Prq trl rvs ch occ ant&rtrgr at other Kentucky hospitals

Hospital City Cash price Negotiated range
Baptist Health Corbin Corbin $85,971.62 $114,628.82 – $229,257.64
Baptist Health Hardin Elizabethtown $85,971.62 $114,628.82 – $229,257.64
Baptist Health La Grange La Grange $85,971.62 $114,628.82 – $229,257.64
Baptist Health Paducah Paducah $85,971.62 $11,475.80 – $114,628.82
Baptist Health Louisville Louisville $85,971.62 $11,099.30 – $114,628.82

All Kentucky hospitals for this procedure →