Finger X-ray (both hands) at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 17, 2026 · Ingested Sep 24, 2026

$1,505.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,007.12

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.05 with UHC NEW BUSINESS - ALL OTHER PLANS vs $2,040.26 with AMBETTER/WCARE IND MRKT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $88.05 ↓ -94%
UHC OLD BUSINESS UHC OLD BUSINESS $88.05 ↓ -94%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $90.32 ↓ -94%
HUMANA MCAID HMO HUMANA MCAID HMO $90.32 ↓ -94%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $90.32 ↓ -94%
UHC MCAID UHC MCAID $90.32 ↓ -94%
WELLCARE MCAID WELLCARE MCAID $90.32 ↓ -94%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $111.55 ↓ -93%
ANTHEM BHS1 ANTHEM BHS1 $247.18 ↓ -84%
ENCORE PREFERRED ENCORE PREFERRED $300.00 ↓ -80%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $405.74 ↓ -73%
AETNA NEW BUS AETNA NEW BUS $414.47 ↓ -72%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $445.28 ↓ -70%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $450.30 ↓ -70%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $481.01 ↓ -68%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $494.76 ↓ -67%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $494.76 ↓ -67%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $533.50 ↓ -65%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $546.95 ↓ -64%
SIHO-ALL PLANS SIHO-ALL PLANS $702.50 ↓ -53%
PHCS-ALL PLANS PHCS-ALL PLANS $782.78 ↓ -48%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $792.82 ↓ -47%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $862.07 ↓ -43%
PASSPORT MCR/MCAID PASSPORT MCR/MCAID $1,003.57 ↓ -33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $1,003.57 ↓ -33%
AETNA MCR ADV AETNA MCR ADV $1,003.57 ↓ -33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $1,003.57 ↓ -33%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $1,003.57 ↓ -33%
ANTHEM MCR ADV ANTHEM MCR ADV $1,008.59 ↓ -33%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $1,073.82 ↓ -29%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $2,007.14 ↑ +33%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $2,007.14 ↑ +33%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $2,040.26 ↑ +36%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $2,040.26 ↑ +36%

Visitor-reported prices

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Finger X-ray (both hands) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $203.25 $70.27 – $460.46
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $254.84 $70.27 – $460.46
CHI Saint Joseph Health - Saint Joseph Berea Berea $150.89 $86.36 – $284.83
Marcum Wallace Hospital Irvine $233.40 not published
Lourdes Hospital Paducah $565.80 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $141.83 $81.00 – $352.17
CHI Saint Joseph Health - Saint Joseph London London $237.30 $70.27 – $605.15
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $332.22 $70.27 – $712.53

All Kentucky hospitals for this procedure →