Echo stress at Baptist Health Lexington
1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918
$3,736.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,982.47
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$435.59 with AETNA BETTER HLTH MCAID vs $4,839.94 with AETNA MCR ADV — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $435.59 | ↓ -88% |
| WELLCARE MCAID | WELLCARE MCAID | $435.59 | ↓ -88% |
| HUMANA MCAID HMO | HUMANA MCAID HMO | $435.59 | ↓ -88% |
| UHC MCAID | UHC MCAID | $435.59 | ↓ -88% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $435.59 | ↓ -88% |
| SIGNATURE ADV - ALL PLANS | SIGNATURE ADV - ALL PLANS | $533.63 | ↓ -86% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $536.30 | ↓ -86% |
| HUMANA MCR ADV - ALL OTHER PLANS | HUMANA MCR ADV - ALL OTHER PLANS | $570.99 | ↓ -85% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $1,067.26 | ↓ -71% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $1,067.26 | ↓ -71% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $1,084.87 | ↓ -71% |
| AMBETTER/WCARE DIRECT IND - ALL PLANS | AMBETTER/WCARE DIRECT IND - ALL PLANS | $1,084.87 | ↓ -71% |
| ANTHEM BHS1 | ANTHEM BHS1 | $1,192.08 | ↓ -68% |
| AETNA NEW BUS | AETNA NEW BUS | $1,998.90 | ↓ -47% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $2,171.68 | ↓ -42% |
| ENCORE PREFERRED | ENCORE PREFERRED | $2,444.17 | ↓ -35% |
| ANTHEM TRAD - ALL OTHER PLANS | ANTHEM TRAD - ALL OTHER PLANS | $2,572.91 | ↓ -31% |
| UHC NEW BUSINESS - ALL OTHER PLANS | UHC NEW BUSINESS - ALL OTHER PLANS | $2,574.85 | ↓ -31% |
| AETNA COMM - ALL OTHER PLANS | AETNA COMM - ALL OTHER PLANS | $2,637.77 | ↓ -29% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $3,108.00 | ↓ -17% |
| ANTHEM PATHWAY HMO | ANTHEM PATHWAY HMO | $3,218.00 | ↓ -14% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $3,387.96 | ↓ -9% |
| ANTHEM PATHWAY HPN | ANTHEM PATHWAY HPN | $3,532.00 | ↓ -5% |
| UHC OLD BUSINESS | UHC OLD BUSINESS | $3,591.24 | ↓ -4% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $3,775.15 | ↑ +1% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $3,823.55 | ↑ +2% |
| CIGNA COMM - ALL PLANS | CIGNA COMM - ALL PLANS | $3,859.37 | ↑ +3% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $3,924.00 | ↑ +5% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $3,924.00 | ↑ +5% |
| ENCORE PPO - ALL OTHER PLANS | ENCORE PPO - ALL OTHER PLANS | $4,157.51 | ↑ +11% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $4,839.94 | ↑ +30% |
| AETNA MCR ADV | AETNA MCR ADV | $4,839.94 | ↑ +30% |
Visitor-reported prices
Comments
Echo stress at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,401.05 | $775.73 – $2,888.34 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,643.14 | $745.58 – $2,888.34 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,565.72 | $481.73 – $1,588.86 |
| Marcum Wallace Hospital | Irvine | $2,071.20 | not published |
| Lourdes Hospital | Paducah | $1,804.20 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,043.74 | $467.58 – $2,032.94 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,302.81 | $406.70 – $2,591.68 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,150.65 | $288.42 – $1,487.85 |