Brain MRI (with contrast) at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$3,556.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,741.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$340.71 with SIGNATURE ADV - ALL PLANS vs $4,741.66 with AETNA MCR ADV — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $340.71 ↓ -90%
ANTHEM MCR ADV ANTHEM MCR ADV $342.41 ↓ -90%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $364.56 ↓ -90%
WELLCARE MCAID WELLCARE MCAID $426.75 ↓ -88%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $426.75 ↓ -88%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $426.75 ↓ -88%
UHC MCAID UHC MCAID $426.75 ↓ -88%
HUMANA MCAID HMO HUMANA MCAID HMO $426.75 ↓ -88%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $542.00 ↓ -85%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $561.00 ↓ -84%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $616.00 ↓ -83%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $681.42 ↓ -81%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $681.42 ↓ -81%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $684.00 ↓ -81%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $684.00 ↓ -81%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $692.67 ↓ -81%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $692.67 ↓ -81%
ENCORE PREFERRED ENCORE PREFERRED $980.00 ↓ -72%
ANTHEM BHS1 ANTHEM BHS1 $1,167.87 ↓ -67%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $1,172.00 ↓ -67%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $1,465.00 ↓ -59%
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $1,779.00 ↓ -50%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $1,871.00 ↓ -47%
AETNA NEW BUS AETNA NEW BUS $1,958.31 ↓ -45%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $2,584.20 ↓ -27%
UHC OLD BUSINESS UHC OLD BUSINESS $2,698.00 ↓ -24%
SIHO-ALL PLANS SIHO-ALL PLANS $3,319.16 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $3,698.49 ↑ +4%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $3,745.91 ↑ +5%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $4,073.09 ↑ +15%
ANTHEM MCR SELECT ANTHEM MCR SELECT $4,741.66 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $4,741.66 ↑ +33%

Visitor-reported prices

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Brain MRI (with contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $985.71 $567.00 – $2,233.14
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,055.23 $526.18 – $2,038.40
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,365.18 $781.35 – $2,577.12
Marcum Wallace Hospital Irvine $2,161.80 not published
Lourdes Hospital Paducah $2,059.20 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $1,082.59 $618.28 – $2,688.14
CHI Saint Joseph Health - Saint Joseph London London $1,300.67 $520.51 – $3,316.95
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,860.05 $661.48 – $3,989.44

All Kentucky hospitals for this procedure →